A quote in my friend's facebook status....

The difference between school and life? In school, you're taught a lesson and then given a test. In life, you're given a test that teaches you a lesson.

After reading that, I failed life's tests so many times. My own flaws have been revealed so clear.

Lately, I have been walking instead of swimming

Due to schedule and lack of $$$, I had to give up swimming. In the past few weeks, I have been walking at least 3 to 4 times a day @ work and @ home.

At work, I have been walking during my 2 15 min breaks and 30 min lunch hour.

Don't forget, I do walk at bus stops at home and downtown Columbus in the mornings and evenings.

During the weekend and sometime during the week, I walk 1 to 3 1/2 miles in my neighborhood.

I have to tell you, finances have been tough for me since my work had a furlough which caused my pay to be reduced about $ 240 a month. My wife didn't get paid during the summer which compounded the problem.

We are cutting back our cable, grocery and others. So far, we are getting there. Even though I am an accountant, my wife and I are seeing a credit counselor so we can get a neutral and balanced objectives while working out the details.

I am losing weight (I can tell). My stomach is getting smaller and I am getting to have more energy. I will have a blood drawn this friday which will tell me the status of my diabetes and other minor health issues.

Will keep you posted.

Blog Tag: Central Ohio Bueinss Owners

Since I saw an article about "Handimamm" got me inspired to search for other Central Ohio Business Owners that are unique. I find this interesting.

I send Denise, the owner of Handimamm an email stating that I have added her to my list if I need something done around my house. Since I am Accountant and Bookkeeper, I can't fix things around the house. In fact, my wife, Carole is more of a "fixer" around the house. That article reminds me of my lovely wife.

She said, 'Hi, I'm Denise.' She said, 'But you're a woman,' and I said, 'Indeed I am -- and I'll do a great job for you.' "

The National Association of Women in Construction, founded in 1953 by 16 women, reports that more than 150,000 women have entered the industry in the past five years. Even so, according to the U.S. Bureau of Labor Statistics, women still make up just 9.6 percent of the almost 12 million Americans who earn a living in a construction-related field. Article

Denise's website: Handimamm

Whitehall, Ohio city councilmember might be facing

a recall. Petitioners hope recall will make fall ballot Proponents of a petition to recall Whitehall City Councilwoman Jackie Thompson are aiming to place the issue before voters on the Nov. 3 ballot.

Elections for Upper Arlington Positions on November 3, 2009

Member of Upper Arlington Council (Vote for not more than FOUR)
Frank Ciotola 4225 Greensview Dr., Columbus 43220

David DeCapua 2101 Yorkshire Rd, Columbus, OH 43221

Debbie Johnson 1903 Brandywine Dr., Columbus, OH 43220
Website: www.johnsonforuacouncil.com
E-mail: debbie@johnsonforuacouncil.com

Frank Milillo 2056 Zollinger Rd, Columbus, OH 43221

Vern Morrison 2333 McCoy Rd., Columbus, OH 43220
Website: www.governua.com
E-mail: governua@gmail.com

Mike Schadek 1537 Guilford Rd., Columbus, OH 43221
Website: www.voteschadek.com
E-mail: mike@voteschadek.com

Wade Steen 2500 Sherwin Rd, Columbus, OH 43221

Upper Arlington City School District
Member of Board of Education (Vote for not more than TWO)
Robert M. Arkin 2131 Cheshire Rd, Columbus, OH 43221
Marjory Pizzuti 2158 N Parkway Dr, Columbus, OH 43221

Source: Franklin County Ohio Board of Elections

Upper Arlington, Ohio

Upper Arlington Arts Festival
Upper Arlington Supersite
Tremont Center
Lane Avenue Shopping Center

Ohio Association of the Deaf, Inc (OAD) and Deaf Fair 2009

History relating to Ohio Association of the Deaf, Inc (OAD), you will find it here OAD has 10 Board members and eight regional representatives who are available and willing to listen to issues which concern deaf Ohioians

OAD is hosting 2009 Deaf Fair Saturday, November 7, 2009 at 10:00AM to 5:00PM
at the Ohio Expo and State Fair – Lausche Building 717 East 17th Avenue, Columbus, Ohio 43211

I plan to be there.

Deaf Women of Ohio......

Deaf Women of Ohio is dedicated to serving Deaf, hard of hearing and Deaf-blind women and girls in Ohio. Deaf women of Ohio want to make a difference. This organization began in April 2004 with their first elections of Officers and Board Members, and they have been growing by leaps and bounds since then.

SAVING MONEY in the Old Fashion way....

You can get yourself in a position where you’re not spending more than you make, but it takes commitment to stay there. Remind yourself every day that you’re not going to waste money and that you’re going to spend less than you earn this week - and this month - and this year. It’s all priorities and budgeting. I believe it comes down to desire to get ahead. There are many little habits and purchases that can be cut out of everyday life and will add up to thousands of dollars over the years. No matter what your financial situation may look like, you must prioritize your bills. Credit card bills and other debts should seldom come before groceries, shelter, or utilities. There is nothing more important than your family’s well-being. Dealing with debt can feel like a never-ending battle, but it's important to look to the future. Regardless of your situation, you can find the light at the end of the tunnel if you have the proper tools and support. Create a budget and commit to taking control of your financial situation by making hard decisions.
1. Money to spend on yourself each week
2. Money to put aside for your bills and regular commitments
3. Money for lifestyle
4. Money to save for your goals and the future

Noticed your blog is not being posted in an aggregator?

A site that is an aggregator that gathers blogs from all over the internet into one central location. In computing, a feed aggregator, also known as a feed reader, news reader or simply aggregator, is client software or a Web application which aggregates syndicated web content such as news headlines, blogs, podcasts, and vlogs in a single location for easy viewing.

Sometimes they are not located where they should be.

Sometime, I see aggregators do not really work.

Financial Perspective: Spending Lunch Money

Let's put it in perspective; you eat out 5 days a week, at $6.00 a day, for about 20 days a month, 12 months a year (5 days x $6.00 a day x 20 days a month x 12 months a year). That's $7,200.00 a year spent on lunch.

Now, what would you do with $7,200 if you didn't buy any lunch?

I would pay off the debts.

Blood Test May Predict Course Of MS

Scientists have discovered a blood test that could predict the course of multiple sclerosis (MS), or even indicate who is likely to develop the condition after a first MS-like attack.
The results of the study suggest that differing antibody levels produced in response to the common virus Epstein Barr Virus (EBV), may predict the course of MS.

Gov't bill would make Internet more accessible for disabled via real-time texting, closed captioning

A new bill will aim to make content on the Internet more friendly to those with disabilities

HSBC agrees to nationwide deal to help blind and deaf dispute credit card charges

A national credit card company has agreed to do a better job serving customers who are blind or deaf after it told a vision-impaired New Yorker she had to complete a written form to dispute a charge.